Protect Your Smile

Buy Dental Insurance

Benefits Summary

  • Access to one of the largest networks of dentists.
  • No annual contract and average savings up to 36%.
  • Coverage from $25 per month.

Large National Network

With Guardian, you have access to one of the largest national dental networks – with over 114,000 dentists in over 319,000 locations.

Average Savings of 36%

Dentists participating in the Guardian network charge discounted fees, with national blended average savings of 36%.

Affordable Dental Insurance

Good dental coverage should save you money. Depending on the Guardian plan you choose, preventive care such as check-ups and cleanings may cost you little or nothing at all!

Freelancers Union has offered Guardian plans for over 10 years. They are one of the largest and longest-standing dental insurers on the market, covering over 8 million people across the country.

Premium rates and plan details depend on your location. Shop Dental Plans now to see what is available in your area. You’ll also be able to search for your dentist or find a new one to love once you begin.

Where you buy insurance matters.

Your purchase supports advocacy for freelancers at no additional cost to you.


Email us at

Fine Print - Lawyers Made Us Do It!

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, and Florida, and is the agent of record for dental sales in these states only. FIA contracts with HealthPlanServices, Inc. (HPS), a nationally licensed insurance producer. Other than in New York, HPS is acting as the health insurance agent of record for health (medical) insurance. In New York, FIA is the agent of record. HPS pays royalty fees to FU for the use of its intellectual property, which are used for the general purposes of FU.

FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Florida, and Georgia only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, California, New Jersey, Pennsylvania, Texas, Florida, and Georgia, Hiscox is acting as the insurance agent of record.

All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier's policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.

You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.

Join Freelancers Union – it's free!

Get access to exclusive discounts, valuable resources, and the largest community of freelancers on earth.
Already a member? Sign In