Gold Plans

Robust coverage with low deductibles

MetroPlus Health Gold Plan 2021

See Full Plan Details (PDF)
  • Deductible: $600 / $1,200
  • NYC Health + Hospitals (See if your doctor is in network)
  • Prescriptions: $10 generic, $35 formulary brands, $70 nonformulary brands
  • Office visits: Deductible, then $25 primary or $40 specialists
  • Out-of-pocket max: $4,000 / $8,000
For more information, call MetroPlus:
(855) 809-4073, press #3

EmblemHealth Gold 2021

See Full Plan Details (PDF)
  • Deductible: $600 / $1,200
  • Select Care Network (See if your doctor is in network)
  • Prescriptions: $10 generic, $35 formulary brands, $70 nonformulary brands
  • Office visits: Deductible, then $25 primary or $45 specialists
  • Out-of-pocket max: $4,000 / $8,000
For more information, call EmblemHealth:
866-838-9144

What About Subsidies?

Subsidies are available for both of these plans. Click the link to visit the carrier of

your choice. They will ask for your income and let you know if you qualify.

If you qualify, you'll need to complete your enrollment over the phone at the numbers above.

What About Platinum Plans?

Fine Print - Lawyers Made Us Do It!

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, Florida, and Colorado and is the agent of record for dental sales in these states only. FIA contracts with BenefitMall, Inc., a nationally licensed insurance producer. Other than in New York, BenefitMall is acting as the health insurance agent of record for health (medical) insurance. In New York, FIA is the agent of record.

FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Georgia, Florida, and Colorado only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey, California, Texas, Georgia, Florida, and Colorado, Hiscox is acting as the insurance agent of record.

All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier's policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.

You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.

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