Writer Insurance

Protect yourself against threats to your writing career

Benefits Summary

  • Get a quote online in less than 5 minutes, with no hoops to jump through
  • Coverage starts at less than $1/day
  • Have peace of mind with coverage that protects and defends you against claims in the event you make a professional mistake

What Is Professional Liability Insurance for Writers?

Professional liability insurance for writers provides coverage for claims arising from errors & omission, libel, slander, defamation, and copyright infringement.

Who Is Eligible?

Freelancers Union is partnering with Dinghy and NSM to offer comprehensive professional liability coverage for writers in 30 different professions, including but not limited to:

  • Authors
  • Biographers
  • Copywriters
  • Ghostwriters
  • Journalists
  • Technical Writers
  • Translators

How Much Does It Cost?

Choose the amount of coverage you need at price that fits your budget, starting at only $23 a month. Professional liability limits range from $100,000 to $2,000,000, with a choice of retentions from $0 to $5,000.

Included in every policy for free are:

  • A $25,000 Data Incident Response Expense Sub limit. Provides coverage for attorney’s fees to counsel you on your obligation under any state privacy law and draft notices to potential victims of any privacy violation when necessary. It also covers expenses for computer forensic professionals to investigate the source or cause of the breach, public relations professionals to mitigate reputational harm, and credit monitoring services.
  • A $10,000 Non-Party Investigation Expense Sub limit. Provides coverage for legal fees and expenses you incur to respond to any formal civil, administrative, or regulatory demand in the investigation of a third party brought by a disciplinary or regulatory official, board or agency.

Your policy travels with you, with worldwide coverage included standard, so if you’re reporting overseas or writing for an international magazine, you're still covered.

How Do Claims Work?

Report a claim any time, 24/7, by answering a few simple questions online. Your claim notification is then sent straight to an experienced liability claims team, who will contact you. You'll have an expert team of lawyers on your side in no time. Got a question? Just email hello@dinghy.us.

Where you buy insurance matters

Your purchase supports advocacy for freelancers at no additional cost to you.

Fine Print - Lawyers Made Us Do It!

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency, a wholly owned affiliate of FU, is a licensed producer in the lines of Property and Casualty insurance in New York, Pennsylvania, New Jersey and California only. FIA contracts with Dinghy USA Inc. and NSM Insurance Services LLC (collectively "Dinghy"). Dinghy is part of the NSM Insurance Group and a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey and California, Dinghy is acting as the insurance agent of record. You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products.

The information on this Website about insurance benefits is a summary of applicable terms and conditions that is provided for general informational purposes only. The terms of any insurance products are governed solely by the applicable Member Contract or Policy Form. In the event of any inconsistency between information provided on this Website and the specific provisions of the Member Contract provided by the carrier, the carrier's Contract shall govern.

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