Nationwide PPO plans with Solo Health Collective

Healthcare doesn’t have to be complicated & expensive, especially for healthy freelancers and their families.

Solo empowers self-employed business owners to unlock access to a deductible-only* health plan with affordable monthly premiums, a nationwide PPO network, and full coverage on preventive care before and after meeting your deductible.

*once you’ve met your deductible the plan pays 100% for covered services.

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Am I a good fit?

  • You’re just getting started – Our pricing is age-banded, the younger you are, the lower your cost.
  • You’re in good health & take care of yourself – a health questionnaire confirms your eligibility.
  • You run the show – You establish your plan using your company’s federal tax ID number.

Control Your Healthcare Costs with Solo

Affordable Plans with Crystal Clear Benefits.

  • Potential Cost Savings

    Once you’ve met your deductible the plan pays 100% for covered services, so you save money and gain greater control of your healthcare.

  • Establish a Plan Anytime, Anywhere

    No open enrollment period required! The plan is available in all 50 states and has access to the largest national PPO network.

  • Personalized Customer Support

    Get all benefits questions addressed and learn how to establish your plan by booking a conversation with a Solo representative

Establish Your Plan!

You can establish your plan at anytime, anywhere

Calculate Cost

About Solo

Solo makes it easy to control your healthcare costs

At Solo, your business creates its own health plan. As a business owner, you’re accustomed to steering your own ship. Why should your health plan be any different? Your business establishes a plan within our captive framework, explicitly tailored to your needs.

Healthy Business Group (HBG), the team behind Solo is passionate about making the benefits landscape easier for freelancers – meaning you’ll have access to concierge support, the option for virtual first care from Galileo, and more.

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Testimonials

WHAT SOLO HEALTH USERS ARE SAYING

“As a small business owner, Solo is perfect for me. For four years, I went without healthcare due to the high monthly rates and deductibles, which were not justifiable. When I discovered Solo, I thought it might be too good to be true. However, I took a chance and signed up. Solo has exceeded all my expectations, and I am finally feeling satisfied and secure. I wholeheartedly recommend this healthcare option to any small business owner.”

Food Stylist

New York

“Solo has saved me money without sacrificing quality health care. I was fully expecting to pay $500+ a month for health-care when I became a full time content creator, but I pay less than half of that and I still have access to a great network of physicians and pharmacists. The price and the flexibility are highlights; but the customer service is easily the best part. My questions and concerns are answered promptly and clearly, and I know I have phenomenal agents if anything bad were to happen.”

Youtuber

Georgia

"When I signed up for Solo, I was prepared for a long process with a lot of boring phone calls and meetings. But I was shocked to realize how simple it was to join the plan. Tom and the team over there made my process smooth and quick and I had my new client package mailed to me within the week. The network is also massive and I've had no issues finding providers who accept the coverage!"

Independent Golf Professional

Texas

"A few months ago I switched my coverage over to Solo. As an independent contractor, procuring the right insurance that is cost effective and accepted by my medical professionals has never been easy. Solo has made the process super simple and completely streamlined for me. Health coverage is now one less thing I have to worry about. I highly recommend exploring the plan and seeing how it can benefit you and your family/friends."

Real Estate Agent

New York

"We enrolled and will be saving over $3,000 a year! I've been looking for other options for a while but was nervous about the quality of coverage. Thank you so much, it was so easy to enroll!"

Business Owner

Connecticut

“Getting coverage with Solo has been smooth. Health-care works best when it's affordable and I don't need to worry about it. Both of these have been true thus far! I received my insurance cards within a week of signing up and was able to find in-network physicians immediately. Difficulties were ironed out almost immediately after reaching out to my agent.”

Influencer

Georgia

Solo FAQS

HAVE A QUESTION ABOUT Solo?

Yes! Solo is a PPO with additional access to an open network. If you have any questions, please contact us at support@hbgnow.com.

Yes! With Solo your preventive care will be covered prior to meeting your deductible! Solo includes wellness perks such as access to FitOn, Headspace, and more – ask our customer support team about these benefits to learn more.

You and your dependents will have access to a national practitioner network and an open network of providers.

Although the decision to establish your plan is ultimately up to you and your business, our team can answer any questions you may have throughout the plan establishment process. Once your plan is established, our team will be there to help answer any questions while your plan is active. You can book a free one on one consultation, reach them by call/text: 888-655-4053, or email them: support@hbgnow.com

Additional Options for Freelancers

Telehealth redefined

Healthcare at your fingertips, anytime, anywhere

Tailored for freelancers, we've partnered with Galileo's world-class doctors, offering on-demand medical consultations directly on your phone. Zero deductibles. Zero copays. Discounted prescriptions.
Payroll Platform

Imagine being self-employed with the benefits of a W2?

Opolis offers an employment platform that gives access to affordable, premium group benefits, payroll, and tax compliance. Designed specifically for freelancers.

THE FINE PRINT (LAWYERS MADE US DO IT)

To establish your plan, you must be an independent, self-employed business owner with no employees. The business must have its own federal Tax ID.; Complete a short health questionnaire and be accepted. A federal tax ID can be from an LLC, S-corp, or other business structure.

Solo members join Vault Health Captive, a captive insurance company domiciled and regulated by the North Carolina Department of Insurance. You will establish a self-funded plan for your ‘business of one’, which means you are an owner of the captive and are represented by its Advisory Board.