Medicare Advantage Plans

NY Medicare Advantage with EmblemHealth

We recommend EmblemHealth VIP Essential (HMO) Plan, with:

  • $0 and low monthly plan premiums (the amount you pay each month)
  • $0 copays for primary care doctor visits
  • Dental benefits
  • SilverSneakers program

Call 888-447-9883 TTY: 711 (8am to 8pm, seven days a week) to speak to someone about the EmblemHealth VIP Essential (HMO) and other Medicare options to find the right plan for your needs and budget.

This information is not a complete description of benefits. Call 888-447-9883/TTY 711 for more information. Out-of-network / non-contracted providers are under no obligation to treat Medicare Advantage members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost- sharing that applies to out-of-network services

Health Insurance Plan of Greater New York (HIP) is an HMO/HMO-POS/HMO D-SNP plan with a Medicare contract. HIP has a contract with the New York Medicaid Program for HMO D-SNP. Enrollment in HIP depends on contract renewal. HIP is an EmblemHealth company.

Medicare Advantage

You can get plans with:

  • No referrals
  • Out-of-network coverage
  • Special needs plans
  • Plans with additional Part B savings
For more information, call EmblemHealth:

Medicare Plans

Open enrollment for Medicare is from October 15 to December 7, 2021. This is the one time of year you can join or change your Medicare coverage.

You first become eligible for Medicare when you turn 65. You can enroll three months before the month you turn age 65 until three months after the month you turn 65. Moving forward, you will make your updates during each year’s Open Enrollment.

Fine Print - Lawyers Made Us Do It!

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, Florida, North Carolina, and Colorado and is the agent of record for dental sales in these states only.

FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Georgia, Florida, North Carolina, and Colorado only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey, California, Texas, Georgia, Florida, North Carolina, and Colorado, Hiscox is acting as the insurance agent of record.

All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier's policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.

You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.

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