Enrollment in our PPO and Essential plans is open to freelancers in New York State at any time throughout the year. And all freelancers may apply for 2020 coverage on the marketplace if you have a qualifying event, such as the loss of existing coverage or a change in your household status.
The Open Enrollment period for all will begin November 1, 2020.
More affordable premiums and no lock-out dates?
Find out if you qualify for our Essential Plans, with deductibles from $0 and the option to enroll all year.
Learn about our program in select states to access PPO Health Insurance for freelancers including out-of-network national health coverage, premium hospitals, and other services for your freelance business.
We also have Medicare Advantage Plans for freelancers.
Check out our Travel Medical Insurance for freelancers.
Fine Print - Lawyers Made Us Do It!
Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, and Florida, and is the agent of record for dental sales in these states only. FIA contracts with HealthPlanServices, Inc. (HPS), a nationally licensed insurance producer. Other than in New York, HPS is acting as the health insurance agent of record for health (medical) insurance. In New York, FIA is the agent of record. HPS pays royalty fees to FU for the use of its intellectual property, which are used for the general purposes of FU.
FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Georgia, and Florida only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey, California, Texas, Georgia, and Florida, Hiscox is acting as the insurance agent of record.
All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier's policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.
You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.