HEALTH INSURANCE

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Silver Plans

Popular for offering a balance of cost and coverage.

SilverPlus Standard 2024 See Full Plan Details (PDF)
  • Deductible: $2,100 / $4,200
  • NYC Health + Hospitals
    (See if your doctor is in network)
  • Prescriptions: $15 generic, $40 formulary and $75 nonformulary brands
  • Office visits: 1 visit then deductible then $30 for PCP , $65 for specialists
  • Out-of-pocket max: $9,450 / $18,900
$804.70/mo *individual rate, go to carrier site for dependent rates Shop MetroPlus Plans
Silver Plan 2023 See Full Plan Details (PDF)
  • Deductible: $1,750 / $3,500
  • Prime Network
    (See if your doctor is in network)
  • Prescriptions: $15 generic, $40 for formulary and $75 nonformulary brands
  • Office visits: 1 PCP visit $30 before deductible thereafter $30 after deductible, 1 specialist visit $65 before deductible thereafter $65 after deductible
  • Out-of-pocket max: $9,100 / $18,200
$949.86/mo *individual rate, go to carrier site for dependent rates Shop EmblemHealth Plans For more information, call EmblemHealth: (866) 838-9144

Things to Consider

Still need help deciding?

  • Subsidies are available for this plan. Follow the link or call – they will ask for your income and let you know if you qualify.
  • It offers free preventative care

Why buy insurance with freelancers union

Where you buy insurance
Actually matters

  • When you purchase a plan through Freelancers Union, we get a small commission at no extra cost to you
  • These funds help us continue our work advocating for and supporting freelancers around the country
  • Partnerships also help us ensure that we’re finding the best plans and discounts for our members

Need more help
choosing a plan?

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THE FINE PRINT (LAWYERS MADE US DO IT)

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, Florida, North Carolina, and Colorado and is the agent of record for dental sales in these states only.

FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Georgia, Florida, North Carolina, and Colorado only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey, California, Texas, Georgia, Florida, North Carolina, and Colorado, Hiscox is acting as the insurance agent of record.

All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier's policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.

You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.